Is it troubling just how many times you’ve been turned down for financing due to student loans or medical debt? Often, a bad credit score is not always within someone’s control and can quickly spiral downward, causing a myriad of obstacles to form. Finding work, a house, or in this case, a vehicle becomes extremely difficult if you have negative marks on your history. Although financing and making on-time payments can be a fantastic way to recover your credit score, that’s not a possibility when so many dealers are unwilling to help you. This paradoxical situation is one that countless individuals find themselves in each year, and you may be one of them. If this is the case, and you want to acquire car loans for bad credit without jumping through hoops, McLeod Auto has your back. You might have heard of us as a trusted source for pre-owned models listed at competitive prices. But, we’re also one of the few dealers nearby that can aid you despite contending with missed payments, divorces, or other factors that can reduce your credit. It’s our firm belief that everyone deserves a chance to prove they’re a trustworthy borrower. Simply proving that you make a certain amount each week is enough for us to aid you in buying a car with bad credit. There are several reasons for our level of flexibility, with one of the most significant being the amount of time we’ve been around. Our experience in the automotive world has enabled us to accrue a vast network of lending institutions. This allows us to have them compete over providing you with bad credit car loans. If our lenders aren’t willing to work with you, we’ll be happy to directly provide you with the financing you require. It actually takes mere minutes to find out how much you’re eligible to receive through our finance department. Usually, folks will fill out a credit application once they arrive so we can collect their information. However, you can go ahead and get this task out of the way to save time and show up feeling prepared. Pre-approval is an option at any time of the day, even after hours. Once we have your details, we’ll respond with the various terms you’re qualified to earn through us. It’s invaluable to go into a significant decision with a game plan, and you can do precisely that with us at McLeod Automotive. Also, another helpful tool on our website is a payment calculator that will estimate the monthly cost of financing virtually any used cars for sale that catch your eye. It takes mere seconds to use this resource and no commitments on your behalf. We advise those applying for car loans for bad credit to try out our calculator for a better comprehension of how each variable plays into expenses. But, our finance team is here to discuss all of this with you in person as well!