There are a lot of moving parts that go along with applying for a loan. However, there are even more variables to account for if you’re dealing with an imperfect score. As eager as you are to learn about bad credit car loans and start applying for some, that’s not always a smart decision. Going to lenders and continually filling out paperwork to gain some more insight will sometimes cause your score to go down. If you’re already contending with credit problems, this is likely the last thing you want to happen. On the other hand, you can use several tools on our website for a better understanding without any commitments or risks. Unless you’re buying your first car, you likely have one that you still must get rid of before heading to any bad credit car dealers. Those curious about the trade-in value or cash offer we can give them for their current vehicle are welcome to complete our online form. Telling us a bit about your car’s make, model, year, condition, and service records will enable us to assess its value. Once you’ve gotten this task out of the way, you can plug the number we give you into our payment calculator. You won’t need to submit any personal information for an estimate of financing costs, but there is still the matter of figuring out factors like your APR. Seeking to eliminate any unknown variables is reasonable if you’re the type of person who likes to save time, and you can do just that by getting pre-approved. Pre-approval through our website is guaranteed and is the first step that anyone will need to take towards financing with bad credit car dealers. The reason for this is because our lenders require details about your income and lifestyle to assess the terms you’re qualified to receive. Once you know with absolute certainty the interest rates and the loan amount you can earn, assembling a budget becomes a piece of cake. Arriving at a dealership after being pre-approved will present you with the confidence of a cash-paying customer, in addition to saving time. But, we still understand if this process seems a bit too sudden for you at this stage. We’re just as eager to work with you in person from the very start if added assistance from our skilled finance team sounds excellent to you. Laying out each option in a clear and easy-to-understand manner shows that we’re dedicated to pursuing every avenue until the correct one is found.