One Dime Down
May 26, 2022

The issue of credit is sometimes a scary one for used car shoppers. When you first start browsing used cars for sale, you’ll often stumble on models that are just right for you. Their price tag might immediately seem to hold you back, though, as you remember back to your credit history. If you’ve searched for a bad credit car dealership near me, McLeod Auto Sales is a great find for you. Our dealership is a bad credit used car dealer that believes in second chances for all people.

Your Credit Score and Auto Loan

Credit history will affect just about any type of loan you want to take out, so it’s not wrong to give serious thought to a score before applying for car loans with bad credit. If you’re already aware that your credit score is something you dread sharing with a lender, then you’ve already taken the first step in correcting the problem and dealing with it.

Our finance team works for a bad credit used car dealer, so we’re confident that they have the solutions you need to buy used cars for sale without fear. There are strategies that our team deploys in bad credit situations that can help you realistically dream of taking home that model you love so much. Car loans with bad credit are possible and happen almost daily at our dealership. We never give up on our customers.

You Can Take Home the Car You Want

Used vehicles don’t have the high burden of credit that new vehicles do. It’ll be easier for you to finance a used model than a new one, and that’s great news for people who really want or need to take home a favorite car this year. There are strategies we use to help bad credit borrowers achieve their dreams.

  • Co-signer
  • Lower priced vehicle
  • Credit repair
  • Another lender

We partner with so many lenders that it’s possible for many of our customers to choose a different lender that will work with them. Co-signers are helpful for those who have someone willing to sign and vouch for the loan in the event you don’t pay. The lower a vehicle’s price, the more likely your income will allow you to pay the higher rates associated with bad credit loans.

In worst case scenarios, we’re here to help you with credit repair that will enable you to buy your vehicle after a few key actions. Some folks begin credit repair before they even go into a dealership. Some folks already have the credit to qualify for a loan from our bad credit used car dealer. They just need to reduce credit utilization a bit before applying.

Get Started on a Bad Credit Car Loan Please contact our financial experts now to discuss your car loan. McLeod Auto Sales is here to give you the second chance that you deserve. Over time, paying regular, timely payments on your auto loan will begin to repair your credit even more, so this is a deal that you’re right to make. Let’s get started on that loan.