Buying a used car can be tricky. We’re here to help with our used car buying tips. Our guide covers everything from setting a budget to evaluating secondhand automobiles. We’ll walk you through the process of inspecting a used car, ensuring you make an informed decision.
A thorough pre-owned vehicle inspection is crucial. Did you know that mechanics typically charge about $100-150 for this service? It’s a small price to pay for peace of mind. Some companies, like AiM Certify, even offer a 150-point inspection report.
When evaluating secondhand automobiles, don’t forget to check the undercarriage for rust or damage. This is especially important in areas where road salt is common. We also recommend looking into the car’s history. Ideally, you want a vehicle with just one previous owner.
Remember, dealerships might miss potential issues. That’s why it’s essential to approach used car buying with a critical eye. A clean motor vehicle record is a good sign, but don’t stop there. Consider insurance costs too, as they can vary based on the car’s value.
Our guide will help you navigate these aspects and more. Whether you’re buying in person or online, we’ve got you covered with practical tips for a smooth used car purchase experience.
Read the rest of this entry »Understanding the True Cost of Owning a Used Car
When we buy a used car, we often just look at the sticker price. But there’s more to it. At McLeod Auto Sales, we help our customers make smart choices. Let’s look at the hidden costs and how to plan your budget for a pre-owned vehicle.
AAA says the average cost to own a car was $12,182 a year in 2023. This includes many costs that buyers might not think about. Things like depreciation, insurance, maintenance, and fuel add up to the total cost.
Used cars can save you money compared to new ones. For instance, a small sedan costs about $7,707 a year to own. A medium SUV could be up to $10,239 a year. Knowing these differences helps with smart budgeting for your next car.
At McLeod Auto Sales, we’re here to guide you through these costs. By looking at all the factors, you can pick a car that suits your life and wallet. Let’s check out what affects the real cost of a used car.
Read the rest of this entry »How to Spot a Good Deal on a Used Car
At McLeod Auto Sales, we’re here to guide you through the used car buying process. Finding a good deal on a pre-owned vehicle can be tricky, but with the right knowledge, it’s possible. We’ll help you navigate the market, from used car inspections to negotiating car prices.
Did you know that new cars lose about 10% of their value in the first month? That’s why many smart buyers opt for certified pre-owned vehicles. These cars often come with perks like extended warranties and roadside assistance, making them a great value.
The average used car price was $25,328 in January 2024, much lower than new car prices. This significant difference makes used cars an attractive option for budget-conscious buyers. We’ll show you how to spot these deals and make the most of your budget.
Ready to find your perfect used car? Let’s dive in and explore how to identify quality vehicles, assess your needs, and make informed decisions. Our goal is to ensure you drive away confident in your purchase.
Read the rest of this entry »How to Check a Used Car’s Service History
When you’re looking at a used car, it’s key to check its service history. This info tells you a lot about the car’s past and how it might perform in the future. Many dealerships, like Beaver Valley Auto Mall in the U.S., offer these records for their used cars.
Online tools like CARFAX® and AutoCheck® let you check a car’s maintenance history with its VIN number. This 17-character code shows the car’s original dealer and gives insights into its history.
Not every used car has full service records. In fact, about 30% of service books get lost when cars change owners. That’s why getting a pre-owned car checked by a mechanic is a smart move.
A car with good service records can increase its value. It shows buyers the car was well cared for. So, always ask about maintenance records when looking at used cars. It could prevent future problems and save you money.
Read the rest of this entry »A Guide to Understanding Vehicle History Reports
Buying a used car can be tricky. That’s why vehicle history reports are so valuable. They give us a peek into a car’s past, helping us make smart choices.
A used car report usually costs between $25 to $40. It’s a small price to pay for peace of mind. These reports tell us about accidents, ownership changes, and service records. They even check if the mileage is accurate!
But remember, a vehicle history report isn’t a crystal ball. It might miss some details. That’s why we always recommend getting a good mechanic to take a look too. Together, these tools help us find the perfect used car without any nasty surprises.
Read the rest of this entry »Ultimate Used Car Buying Guide
Is it time to step into the world of pre-owned vehicles? With an all-time high of 40.9 million used cars sold in the U.S. in 2021, it’s a big market. This guide will get you ready, whether you’re checking out McLeod Auto Sales or other places.
This guide is filled with crucial advice for finding the perfect used car. It covers the financial benefits and how to avoid common mistakes. You’ll learn how to spend your money wisely and pick a used car that’s both dependable and fits your budget.
Ready to explore the used car market and find your dream car? This guide is for everyone, whether you’re just starting or know the ropes. Get set for an eye-opening trip through buying a used car!
Read the rest of this entry »Used Cars For Sale Near You
To some, vehicles are more than just transportation. They’re luxury items. To others, a vehicle itself is a luxury. Many people find themselves frustrated trying to finance a new vehicle and turn to a bad credit car dealer like McLeod Auto Sales. We understand that used cars for sale are necessary for many people. You have to get to work. You have to be able to pay the rest of your bills. We’re a place to turn to when you need used cars for sale near you and a helping hand to finance.
Get Approved for a Used Car
People with bad credit often assume they won’t be able to buy a vehicle at all. Don’t start out your window shopping with this erroneous thinking. Even if your credit took a major hit in the last couple of years, there are ways to finance used cars for sale near you. At our used car dealer, you’ve got hope.
Honest Evaluation of Credit
Bad credit car shoppers are welcome to use our first step of the plan: a free credit report. Let’s dive into your credit history and see exactly what needs to be repaired or just how bad it is. Many people don’t have credit nearly as bad as they think. Others will find that it’s even worse. No matter where you fall on the spectrum, our dealership is here to evaluate and then help you repair or finance a vehicle even with bad credit.
Fixes
Some people find that their credit history isn’t that bad, but they’ll notice a very high credit usage. Oftentimes, just paying a credit card payment and bringing down your utilization will put you in a position to get lower interest rates on an auto loan. If there are no fixes, that’s when we turn to our trusty network of bad credit lenders.
Hope Ahead
McLeod Auto Sales believes in working with lenders who have a broad assortment of strategies for finance. Some lenders really will only work with excellent credit borrowers. Others will look for middle ground. And then we’ve got the real heroes: those who finance bad credit borrowers. These thoughtful lenders know that things happen in life that are beyond the control of our customers. They give everyone hope to own one of our amazing pre-owned or CPO vehicles this year.
Nothing in life that’s worth owning is all that easy to obtain. With a used vehicle, you’ve got to have a down payment on a vehicle and make monthly payments. Is it worth it, though? Think of the reliability of a pre-owned vehicle and all the freedom it brings to your life. We know that you’re going to find yourself happy that you worked with our dealership and took home a vehicle that’ll serve you for years to come.
Finance at McLeod Auto Sales
Don’t shop at a used car dealers that doesn’t appreciate your business. Go instead to McLeod Auto Sales, a bad credit car dealer that makes you feel like the valued customer you are. We make good things happen for you!
Used Car Dealerships
McLeod Auto Sales believes in offering used cars for sale from many different automakers. Why confine yourself to just one or a couple of brands? There are terrific used cars near me that hail from just about every automaker in America, and you’ll find them throughout the year at our used car dealerships. Our focus is on helping people with unique financial challenges find a vehicle that improves their lifestyle.
Car Dealers that Work with Bad Credit
We consider ourselves to be one of the most forgiving of used car dealerships. People with bad credit don’t deserve to be shamed or prevented from owning good used cars near me. Sometimes all it takes is working with the right dealership. A lot of things make us a more friendly place to bad credit car shoppers.
A Large Selection
To have the greatest chance of being approved for a used vehicle, you need a lot of different models to choose from. Some models are easier to get financed than others, so having just a few extra choices for every model and trim can improve your chances of approval. We keep a huge selection of many different makes and models.
Experienced Financial Experts
When you shop at McLeod Auto Sales, you shop alongside a team of financial experts who have encountered many different buyer scenarios. A winning strategy even one time can be passed along to a similar buyer with a similar situation. Our toolbox for helping bad credit buyers is a very large toolbox. We’ve learned over the years what works and what doesn’t.
Proven Performance
We know how to help bad credit car buyers because we’ve helped them in the past. Throughout our time working with more forgiving lenders, we’ve learned what they want to see from buyers. Our team passes that knowledge onto you so that you’ll have a greater chance of being approved for a vehicle you like. You’ll find many of our previous customers very happy with the financial services they got from our team. It doesn’t matter if your credit score is 500 or 800. You deserve results.
Not all used car dealerships work with bad credit shoppers. While we don’t agree with that fact, we do our best to make sure that everyone has a place where they can get financed for a vehicle. We can’t change other dealerships, but we can make sure that all buyers of all credit types have a place to turn when things are rough. You deserve a great used vehicle from us this year. Look through our inventory, pick out what you want, and our team will devise strategies to get you approved for that vehicle or another one at our dealership. Don’t give up.
Used Cars for Sale at McLeod Auto Sales
We help people who have bad credit take home used cars. If you’ve given up completely, maybe it’s time to rethink your surrender. Contact us here at McLeod Auto Sales to learn how we can help you get a used car even if you have questionable credit history.
Bad Credit Car Dealers
Your credit doesn’t have to be a permanent barrier to owning used cars in Killeen. Many people walk into our used car dealership believing that their finance application is a long shot because of bad credit. McLeod Auto Sales makes people seeking bad credit card loans feel welcomed and appreciated while they’re with us. You’ll never have to ask for our assistance. We offer it freely.
What are Bad Credit Car Dealers?
Many things affect your credit score over the years. Along the things that impact it the most are:
- Credit utilization (What percentage of credit you’re using compared to how much you have)
- On-time payments
- Credit inquiries over the past 48 months
- Delinquent accounts
Many of America’s families live paycheck to paycheck these days. A family is always one medical bill, car repair, or natural disaster away from being one or several months/years behind. Some things have to come before paying off debt, and that includes paying for anything that directly impacts the safety and well-being of your family. If you get behind, your credit score falls, and that’s the beginning of the trouble.
At McLeod Auto sales, we want to offset the damage your credit inflicts to your chances of financing a vehicle. As a bad credit car dealers, we’re here to put you in touch with fair lenders who work with bad credit scenarios. Not every dealership takes care of its customers with bad credit. They might just shrug and tell you to move onto the next dealership. If you listened and turned to our dealership, we’re glad you searched for and found our finance team.
We’ll Get You Financed for a Used Vehicle
Used vehicles are actually a strategy for financing a vehicle. If you’ve got bad credit, you’ll be more likely to get approved for pre-owned models than for new ones. Your problem may have been as simple as needing to buy used instead of new, or we may need to do some more intensive care on your credit history before we get you approved.
Our team has all the strategies needed for intelligent auto finance. You’ll feel listened to and understood by them. Most importantly, they understand how auto finance works and how bad credit borrowers can turn the tables and get financed for a pre-owned vehicle. It might be something as simple as getting a co-signer, or you may need to make a single credit payment or two in order to bring down a high credit utilization.
At our dealership, you’re never powerless against your circumstances. We teach you how to fight back against bad credit and leave our dealership as the proud owner of your favorite used vehicle in stock.
McLeod Auto Sales for Bad Credit Car Loans Look through our used cars in Killeen right now. One of those cars is your next vehicle, even if you’ve got bad credit right now. Our finance team works intelligently to make sure bad credit car loans are approved and delivered to our customers most in need of assistance.
Bad Credit Car Dealerships Near Me
Bad credit doesn’t prevent you from buying used cars for sale, but if you work with the wrong dealership, it can make your life a lot more difficult over the years. McLeod Auto Sales offers used cars for sale to people who have both unestablished credit and bad credit, and we work to make sure your lenders stay competitive even on their interest rates. If you’ve had challenges with your credit history or haven’t been able to get much of a history established at all, work with our bad credit car dealer.
Bad Credit Car Dealerships near Me
Did you know that if you’re in the Killeen Texas area, you’re already close to a used car dealer that works with bad credit customers? Choosing McLeod Auto Sales means getting a wide breadth of makes, models, and trims right at your fingertips online. Our finance team offers a free credit score to everyone who’s shopping with us. Find out your score, and then work with our team to find solutions to a less than desirable credit score.
We Work with All Customers
You don’t need a squeaky clean credit history to work with us. You just need a desire to own a vehicle. Our finance team helps customers by making recommendations. For example, some people have a below average score that needs a little work, but it might not be a rock bottom score. For you, a co-signer or paying down your credit usage a bit might work. If you’ve got a really questionable credit history that’s several years in the past, we can still put you in touch with some of our specialized lenders who give out auto loans to high risk borrowers.
You’ll Never be Shamed
Some dealerships don’t conceal their credit shaming very well. It might be a subtle glance of disapproval or an outright refusal to work with you. Don’t settle for a disrespectful dealership. Work with McLeod Auto Sales instead.
Nearby for your Convenience
Searching for bad credit car dealerships near me is always a good idea. If you’ve got extra challenges in getting approved for financing, it pays to work with a dealership that’s nearby. We serve your community with pride each day of the year, always delivering hometown courtesy and understanding. We share the same community. Let’s make it a great one together.
To get started shopping, just get your free credit score through our dealership. From there, our finance team knows what you’re dealing with and can put you in touch with our helpful lenders who are willing to work with auto customers just like you this year.
Work with McLeod Auto Sales
You deserve a used car dealer that works with bad credit challenges. We’re just the dealer you’re searching for. Our team is proud to be a bad credit car dealer who gives everyone a second – and sometimes third – chance to get things right. Contact us today if you’d like to learn more about how we help customers buy a vehicle even if there’s bad credit in the picture.
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